This booklet is not a study guide and is in no way intended to replace your study material which is provided by your approved Real Estate Instructor and School. Thank you for tuning in to The Millennial's Guide to Real Estate. Once based on need and custom, real estate is now based on social economics and statute. After all factors affecting the value are considered, the appraiser develops an opinion of value and prepares an appraisal report. The strength of the overall economy significantly impacts the real estate market as consumers’ ability to support housing prices largely depends on key factors like GDP, unemployment, and income growth. Think about it: What is the likelihood that you'll allow. In the process of building my real estate fortune, I’ve used many techniques of structuring the purchase of a property with no money down. 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